Benefits Coverages

Group Medical

• Consumer Driven Health Plans (CDHP's)
  • Healthcare Savings Accounts (HSA's)
  • Healthcare Reimbursement Accounts (HRA's)
• Fully Insured Plans
  • Health Maintenance Organizations (HMO's)
  • Preferred Provider Organizations (PPO's)
  • Point-of-Service Plans (POS's)
  • Traditional Indemnity Plans
• Self Insured Plans
  • Third Party Administration selection
  • Stop Loss Insurance

Group Dental

• Fully and Self Insured Dental Plans
• True Group
• Voluntary

Group Life & Disability

• True Group (employer paid)
• Voluntary (employee paid)
• Key Man and Buy-Sell Agreements

Group Vision

• Fully and Self Insured Vision Plans
• True Group
• Voluntary

Individual Medical

• Short Term Medical
• Medicare Supplements
• HSA's

Section 125 and Section 105 Plans

• Self Administered Options
• Third Party Administered Options

Voluntary Supplemental Benefits

• AFLAC
• UNUM
• KANAWHA
• GRANGE

Specialty Products

• Identity Theft Protection for Employees
• Travel Accident Policies
• International Travel Medical Coverage
• Pre-paid Legal